About the Company
HSBC Analyst Credit Analysis Unit Bangalore plays a crucial role in the bank’s mission to support global businesses. HSBC is one of the world’s largest banking and financial services organizations, operating in over 64 countries and territories. With a rich history since 1865, HSBC has been a pioneer in trade finance, enabling businesses to thrive across borders. The Global Trade Solutions (GTS) division at HSBC supports international companies by providing working capital advisory, trade finance solutions, and strategic financial insights.
The GTS Centre of Excellence (COE) established in 2024 focuses on providing detailed working capital analyses to help clients optimize liquidity and strengthen their financial strategies. HSBC’s commitment to innovation, risk management, and client-centric solutions ensures that employees gain exposure to sophisticated financial products, global best practices, and cutting-edge technologies. HSBC also emphasizes professional growth, diversity, and inclusion, making it an ideal workplace for ambitious professionals seeking impactful careers in trade finance and credit analysis.
Job Details
Job Title: Analyst – Credit Analysis Unit
Job ID: 21296
Location: Bangalore, Karnataka, India (Hybrid)
Employment Type: Full-Time
Batch: 2020 – 2025
Experience: 2 – 5 Years
Salary: As per Industry Standards
Qualification: C.A. / CFA / MBA Finance/Economics or equivalent
Certifications: Relevant professional finance certifications preferred
Department: Credit & Capital Management, Global Trade Solutions
Role Overview
The HSBC Analyst Credit Analysis Unit Bangalore is responsible for providing in-depth financial analysis and strategic insights to support trade finance and working capital advisory. The role involves analyzing client financial data, preparing detailed advisory decks, and assisting Business Development Managers (BDMs) in client engagement. Analysts are expected to perform working capital assessments, liquidity evaluations, and sector benchmarking.
Additionally, the role requires collaboration with cross-functional teams to deliver timely, high-quality outputs. By preparing visual reports, dashboards, and presentations, the analyst enables informed decision-making and supports client strategy discussions. This role offers exposure to global trade solutions, risk management practices, and complex financial structuring. Candidates will also gain opportunities to attend client meetings, present analyses, and contribute to innovative financial solutions, positioning themselves as strategic partners to HSBC’s international client base.
Key Responsibilities
Conduct financial analysis using databases like S&P Capital IQ, Bloomberg, and FactSet.
Extract, organize, and validate client and peer financial data from primary sources, including annual reports and regulatory filings.
Perform comprehensive working capital assessments and liquidity evaluations.
Conduct ratio analysis, sector benchmarking, and financial normalization for comparability.
Deliver actionable insights and strategic recommendations to internal and client stakeholders.
Prepare visually engaging dashboards, charts, and presentation decks for senior leadership.
Assist BDMs and structurers with pitch materials for client meetings.
Coordinate with onshore teams to gather data inputs and ensure timely output delivery.
Identify and implement process improvements to enhance efficiency and analytical quality.
Provide ad-hoc data-driven insights for special requests, supporting business decisions.
Ensure compliance with internal controls, operational risk guidelines, and regulatory standards.
Required Skills
Strong understanding of financial statements, working capital, and liquidity metrics.
Proficiency in Excel, including financial modeling, pivot tables, and scenario analysis.
Expertise with financial databases like S&P Capital IQ, Bloomberg, and FactSet.
Excellent verbal and written communication in English.
Ability to prepare research reports, credit notes, and presentation materials.
Strong analytical skills, attention to detail, and problem-solving ability.
Effective stakeholder coordination and team collaboration skills.
Understanding of risk management, compliance, and operational controls.
Experience in financial normalization and benchmarking across sectors.
Ability to manage multiple priorities and deliver high-quality work under deadlines.
Preferred Skills (Good to Have)
Experience in international trade finance and corporate banking.
Exposure to working capital advisory and strategic client engagements.
Familiarity with global trade finance regulations and practices.
Knowledge of scenario analysis, financial forecasting, and risk assessment.
Experience in preparing client-facing advisory materials and pitch decks.
Ability to identify efficiency improvements in credit analysis processes.
Experience with cross-border client collaborations and multi-country financial analysis.
Knowledge of advanced financial modeling techniques and visualization tools.
Understanding of ESG considerations in trade finance and credit analysis.
Who Can Apply?
Candidates who are C.A., CFA, or MBA in Finance/Economics with 2–5 years of relevant experience can apply. Professionals experienced in credit analysis, working capital management, and trade finance advisory will excel in this role. The position suits individuals who are detail-oriented, analytical, and capable of delivering high-quality outputs under tight deadlines. Strong communication and presentation skills are essential, as candidates will collaborate with BDMs, structurers, and senior leadership. HSBC encourages applications from candidates who thrive in dynamic, cross-functional, and client-focused environments.
Perks & Benefits
HSBC offers a comprehensive benefits package to support employee wellbeing, career growth, and work-life balance.
- Mental Wellbeing: 24/7 access to counselling services, mindfulness apps, and manager mental health training.
- Physical Wellbeing: On-site gyms, personalized health apps, and comprehensive medical coverage.
- Financial Security: Long-term savings plans, retirement benefits, and financial education tools to prepare for the future.
- Work-Life Balance: Flexible hybrid working arrangements, paid time off for personal milestones, and support for integrating professional and personal commitments.
- Career Development: Opportunities for global exposure, professional training, mentorship programs, and internal mobility across HSBC.
- Inclusive Environment: HSBC fosters diversity and inclusion, ensuring all employees feel respected, valued, and supported in their growth.
Why Join HSBC?
Joining HSBC as an Analyst Credit Analysis Unit Bangalore offers a unique opportunity to work at a globally recognized financial institution. HSBC provides exposure to trade finance operations across multiple countries, allowing analysts to develop skills in working capital advisory, credit analysis, and financial structuring.
Furthermore, HSBC emphasizes career growth, continuous learning, and skill development, ensuring analysts can progress to leadership positions. Working in a collaborative and inclusive environment, employees contribute to meaningful projects that impact clients globally. HSBC’s focus on risk management, innovation, and client-centric solutions ensures that your role is both challenging and rewarding.
How to Apply
Ready to start your journey as a HSBC Analyst Credit Analysis Unit Bangalore at HSBC? Follow these simple steps to apply:
Prepare your updated resume.
Highlight your most relevant skills, projects, and achievements.
Click the “Apply Now” Button below.
Complete the online application form.
Submit your application and await further communication from the recruitment team.
FAQs
1. What is the role of an HSBC Analyst in the Credit Analysis Unit?
The role involves assessing creditworthiness, analyzing financial statements, and supporting credit decision-making.
2. What qualifications are required for this role?
A degree in finance, accounting, economics, or a related field is typically required.
3. How much experience is needed?
Usually 1–3 years of experience in credit analysis, banking, or financial research is preferred.
4. Is this position based in Bangalore?
Yes, the role is located in Bangalore and may follow hybrid work policies.
5. How can applicants apply for the HSBC Analyst Credit Analysis Unit Bangalore role?
Candidates can apply through the official HSBC careers portal by submitting an online application.









